Public liability cover from less than £40

Our Public Liability & Personal Accident insurance for musicians playing anywhere in the UK is available as an add-on from just £36.98.

or speak to one of our musical instrument insurance specialists

Call us on: 0330 100 9903
Lines are open Monday to Friday 9am – 5.30pm


What is Public Liability Cover?

Also known as third party liability and personal liability, public liability cover protects you against the cost of a claim if someone is injured or damages property while you’re using your equipment or instruments.

Available in 3 different levels:


What is Personal Accident Cover?

Personal accident insurance covers you if you’re injured while using your instrument or any piece of music equipment. We provide £10,000 worth of personal accident cover with each level of public liability cover. 

£5,000 payment:

  • Loss of limb
  • Loss of sight
  • Loss of auditory power (hearing)

£10,000 payment:

  • Permanent total disability
  • Death

Cover levels & premiums

£1m Public Liability + £10,000 Personal Accident (UK only)

  • £36.98 annual premium

£2m Public Liability + £10,000 Personal Accident (UK only)

  • £68.68 annual premium

£5m Public Liability + £10,000 Personal Accident (UK only)

  • £132.08 annual premium

 

 

Public Liability & Personal Accident Terms & Conditions

View or download our latest Public Liability & Personal Accident Cover Terms and Conditions.
(PDF file size is below 1mb).

View our Terms & Conditions

Let's get started

The quickest way to get a quote for a new policy is online - but if you'd like to add Public Liability & Personal Accident cover to your existing policy, please call us on 0330 100 9903 and we’ll get you sorted.

or speak to one of our musical instrument insurance specialists

Call us on: 0330 100 9903
Lines are open Monday to Friday 9am – 5.30pm

Got questions?

We're more than happy to help you with any queries - just give us a call on 0330 100 9903. If our call lines are closed, our FAQ page covers most common questions. 

Search all our FAQs