Cover for when you need it

Our temporary cover policy covers instruments that you don’t usually have insured, or have borrowed from a friend or retailer.

You don’t need to be an existing customer to take out temporary cover, but if you already have a policy with us, ask us about a discount. 

Speak to one of our musical instrument insurance specialists

Call us on: 0330 100 9903
Lines are open Monday to Friday 9am – 5.30pm


When can I use temporary cover?

You can use temporary cover for whatever you need it for. Some of the most common uses include: touring, school trips, one-off events, approval cover, and transporting items that are on a premises only policy (for example, when you move house). 

Let's get started

Our temporary cover can only be arranged by speaking to our customer service team. You can select the level of cover, add any add-ons and ask our team any questions you may have.

Speak to one of our musical instrument insurance specialists

Call us on: 0330 100 9903
Lines are open Monday to Friday 9am – 5.30pm

What you're covered for

Unlimited professional use

Loan instrument hire costs

Theft, loss, fire and accidental damage

Damage in transit

Free cover for £500 worth of accessories*

Depreciation after a repair

* Cover provided for accessories valued between £10-£250, with a per-claim limit of £500


Why choose us?

No excess on
instrument claims *

Premiums from £3 per month

Get your first month's premium free

Pay monthly with 0% APR

We're part of the global Allianz Group

* £100 excess applies to computer equipment, tablets and mobile phones. 

Frequently asked questions

Temporary Cover FAQs