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0330 100 9903

Personal & Public Liability Insurance

Public Liability Insurance img

Allianz Musical Insurance offers Personal Accident and Public Liability insurance for musicians playing anywhere in the UK.

This is available as an added extra for all customers who take out one of our musical instrument insurance policies. Allianz Musical Insurance Public Liability and Personal Accident cover is available from just £36.98 in addition to your instrument’s premium.


What is Public Liability Insurance?

Public liability insurance is also known as third party liability and personal liability. This protects you against the cost of a claim if someone is injured, hurts themselves or damages property while you are using your equipment or instruments.

We offer three levels of cover; £1 million, £2 million or £5 million.

What is Personal Accident Insurance?

Personal Accident Insurance covers you if you’re injured while using your instrument or any piece of entertainment, lighting or sound equipment. Our policy provides £10,000 worth of personal accident cover with each level of public liability. You’ll be able to claim for any of the below defined events.

£5,000 PAYMENT


£10,000 PAYMENT

  • » Loss of limb
  • » Loss of sight
  • » Loss of auditory power (hearing)
  • » Permanent total disability
  • » Death

Premiums & cover levels


  • £1m Public Liability + £10,000 Personal Accident (UK only)


  • £2m Public Liability + £10,000 Personal Accident (UK only)

£132.08 ANNUALLY

  • £5m Public Liability + £10,000 Personal Accident (UK only)

Let's get started

The quickest way to get a quote with a new policy is online, where you can select the level of cover you’d like on page two. However if you’d like to add Public Liability and Personal Accident cover to your existing policy, then call us on 0330 100 9903 and we’ll get you sorted.

GET AN INSTANT QUOTE    Policy booklet (PDF)