Public Liability and Personal Accident Insurance

Allianz Musical Insurance now offers Public Liability and Personal Accident insurance for musicians playing anywhere in the UK. This cover is available to all customers with a ClassicPlay or a PowerPlay musical insurance policy. Allianz Musical Insurance Public Liability and Personal Accident cover is available from only £35 a year! Call 0800 197 5783 to arrange cover today.

What is Public Liability?

Public liability is also known as third party liability and personal liability. This policy protects customers against the cost of third party claims for injury or damage to person or property arising while they are using their insured musical instruments. Three levels of cover are available, £1 million, £2 million or even £5 million, and prices are shown below.

What is Personal Accident Cover?

Personal Accident Insurance covers you if injured whilst using any musical instrument, entertainment, sound and/or lighting equipment. The table below shows the amount paid out in the event of a valid claim:

Injury	Payment
Loss of limb	£5,000
Loss of sight	£5,000
Loss of auditory power (hearing)	£5,000
Permanent total disability	£10,000
Death	£10,000

Cover Levels

Cover level	Annual Price
£1m Public Liability + £10,000 Personal Accident (UK Only)	£35
£2m Public Liability + £10,000 Personal Accident (UK Only)	£65
£5m Public Liability + £10,000 Personal Accident (UK Only)	£125

If you are interested in adding Public Liability and Personal Accident to your Allianz Musical Insurance policy please call 0800 197 5783 to arrange cover.

Click here to download the Terms & Conditions (PDF)

The prices shown include IPT. Terms, conditions and excess apply. Public Liability and Personal Accident cover applies in the UK only.